Use what you need, when you need it.

Toolbox helps you secure more affordable lines of business credit. And if approved, pay fees only on the amount you use.
Contact Sales

Focus on growth with a business line of credit or term loan

No hidden fees
Monthly repayment cycles
Competitive rates

Sync with your favorite accounting tools

Open a free Toolbox checking account to associate transactions with your accounting codes for easier bookkeeping.

Why Toolbox?

A Wide Range
of Options

Whatever your current business situation, there's financing options to meet your needs.

Term Loan
‍Up to $10,000,000
6 to 36-months

Receivables Advance
‍Up to $750,000
3 to 12-months

Line of Credit
‍Up to $10,000,000
Revolving terms

Other financing options
‍Amounts will vary
3 to 36-months

Toolbox is a financial technology company and is not a bank. Banking services provided by Thread Bank; Member FDIC.

The Toolbox Visa Debit & Charge Cards are issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa cards are accepted.Your deposits qualify for up to a maximum of $2,500,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program.
Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity.

You can access the terms and conditions of the sweep program and a list of program banks at https://www.thread.bank/faq.

Please contact customerservice@thread.bank with questions on the program.